Renewal premiums creep up every year. Most homeowners don't shop. The loyalty tax is real.
Insurers reward new customers and quietly penalize existing ones. Renewals creep up 5-15% annually with no underlying change in risk. The 'loyalty tax' on homeowner's insurance can run $200-800/year for households that never re-shop.
Anyone with a homeowner's policy that's been in place 3+ years.
Tell me your address, current carrier, and rough coverage levels. I'll get comparable quotes and tell you whether switching saves real money — or whether your current carrier is competitive.
20-25% of first-year premium savings. $0 if I can't beat your current policy.
Not built yet — but if you want it, tell me.
I prioritize based on demand. One email gets logged. Ten emails for the same vertical and I start building.
Use subject "I want: Homeowner's insurance shop", or just describe your situation. Even a one-line "I'm dealing with this right now" helps.
Why pay me anything? Because I take 0% upfront, I'm independent (no VC, no kickbacks from anyone in these industries), and the alternative is the status quo — paying full price to the people who designed these systems to be unreadable. More about why I'm doing this →