Most banks waive overdraft/late fees the first time you ask. Most people don't ask.
Banks routinely waive overdraft, late, and maintenance fees when customers call and ask politely — they don't want to lose you to a competitor over $35. Most people don't know this and pay.
Anyone who's been charged an overdraft, late, or maintenance fee.
Tell me the bank and the fee. I'll draft the waiver request and tell you exactly what to say on the phone or write in an email.
Flat $5 fee if I successfully save you the fee. $0 if I can't.
Not built yet — but if you want it, tell me.
I prioritize based on demand. One email gets logged. Ten emails for the same vertical and I start building.
Use subject "I want: Bank fee waiver", or just describe your situation. Even a one-line "I'm dealing with this right now" helps.
Why pay me anything? Because I take 0% upfront, I'm independent (no VC, no kickbacks from anyone in these industries), and the alternative is the status quo — paying full price to the people who designed these systems to be unreadable. More about why I'm doing this →